Business Loan Calculator

Finance may be a critical driver of business growth but it’s always wise to determine the full cost of a loan before entering into an agreement. Our business loan calculator is an effective way of estimating what you owe, based on the amount borrowed and the repayment terms.

Apply Now
Who can apply for an unsecured business loan

How to use our business loan calculator

To use our South African business loan calculator, simply enter the required information in the fields.

By adjusting the loan amount and repayment period, you can get an idea of the different funding scenarios required to take your business to the next level.

Yalu offers loan amounts ranging from R50,000 to R6 million. Funding is available to established businesses with an annual turnover of at least R1 million.

Calculations are based on a fixed interest rate, and are intended as a guide only. Repayment terms are variable and subject to the finance provider’s approval.

What the business loan calculator results mean

The results of the business loan calculator reveal four key figures that determine whether the loan is a viable solution for your business:

  • Interest – the portion of the total repayment that goes towards interest charges, in other words, the cost of the loan
  • Loan term – the number of months the business has to repay the loan
  • Weekly repayments – the amount the business has to repay each week
  • Total loan – the total amount payable over the duration of the loan, including interest.

The question to ask is; can the business meet the repayments without impacting cash flow? 

No. Yalu offers a free loan origination service to established businesses in South Africa. Any fees are covered by the finance provider.

Business loans from Yalu have a fixed interest rate of 4.17% per month. The interest owed on a loan is automatically calculated on your behalf, and reflected in the total cost of the funding.

A fixed interest rate is an interest rate that does not fluctuate over the loan term. It stays at a specified rate, and allows businesses to accurately calculate repayments.

A business loan calculator is an important tool highlighting the affordability of a loan. It estimates how much your business must repay over a specified period of time, allowing for more informed financial decision-making.